PM Vishwakarma Yojana 2024

PM Vishwakarma Yojana 2024 | PM Vishwakarma Scheme | Pradhan Mantri Vishwakarma Skill Honor Scheme | Loan up to ₹3 lakh at a 5% Interest Rate for Artisans and Craftsmen

PM Vishwakarma Yojana 2023

The PM Vishwakarma Yojana 2023 was announced by Prime Minister Narendra Modi on August 15, 2023. Under this scheme, artisans and traditional craftsmen will be offered loan assistance of up to ₹3 lakh in two installments—₹1 lakh and ₹2 lakh—at a 5% interest rate.

The PM Vishwakarma Yojana aims to strengthen the ‘Guru-Shishya’ (teacher-student) tradition or family-based skills of artisans and craftsmen. Beneficiaries will receive a PM Vishwakarma Certificate and an ID card along with the loan. The scheme includes two types of skill programs: Basic and Advanced.

During the skill training, beneficiaries will receive a stipend of ₹500 per day and assistance of up to ₹15,000 for purchasing modern tools. The scheme has a provision of ₹13,000 crore for a duration of five years (from FY 2024 to FY 2028) and aims to benefit approximately 30 lakh families of traditional artisans and craftsmen, including weavers, goldsmiths, blacksmiths, laundry workers, and barbers.

If you want to benefit from the PM Vishwakarma Yojana 2023, detailed information about its benefits, eligibility, required documents, official website, application process, and tracking application status is provided below.

You can also find information about all government schemes from the central and state governments at yojana.me

Key Points of PM Vishwakarma Yojana 2024

• Name of the Scheme: PM Vishwakarma Yojana 2024
• Purpose: To strengthen the ‘Guru-Shishya’ tradition and make artisans and craftsmen economically self-reliant.
• Income Support:
  • Loan assistance of ₹1 lakh and ₹2 lakh in two installments at a 5% interest rate.
  • A stipend of ₹500 per day during skill training.
  • Assistance of up to ₹15,000 for purchasing modern tools.
• Start Date: September 17, 2023
• Sector: Central Government
• Ministry: Ministry of Agriculture and Farmers Welfare.
• Current Status: Active
• Beneficiaries: All artisans and craftsmen in the country.
• Application Process: Online & Offline
• Official Website: https://pmvishwakarma.gov.in/
• Helpline Number: 18002677777

Benefits and Features of PM Vishwakarma Yojana 2024

• Any traditional artisan or craftsman can avail the benefits of the PM Vishwakarma Scheme.
• Approximately 30 lakh families of traditional artisans and craftsmen will benefit, including weavers, goldsmiths, blacksmiths, laundry workers, and barbers.
• Artisans and craftsmen will receive loans of up to ₹2 lakh at a 5% interest rate in two installments.
• The scheme includes Basic and Advanced skill training programs, with a stipend of ₹500 per day during training.
• Beneficiaries will receive skill upgrade incentives, tool kit incentives, encouragement for digital transactions, and marketing support.
• Assistance of up to ₹15,000 for purchasing modern tools will also be provided.
• The scheme will recognize artisans and craftsmen through the issuance of a ‘PM Vishwakarma Certificate’ and ID card.
• It will strengthen the ‘Guru-Shishya’ tradition of traditional skills.
• The scheme aims to enhance the accessibility and quality of artisans’ and craftsmen’s products and services.
• Overall, this scheme is expected to significantly improve the living standards and product quality of artisans and craftsmen.

Eligibility Criteria for PM Vishwakarma Yojana 2023

• Applicants must be residents of the country.
• A bank account linked with an Aadhaar card is required.
• Applicants must be 18 years or older.
• Candidates must be engaged in a traditional craft activity.
• Farmers must meet all the government-set criteria.

Required Documents for PM Vishwakarma Yojana

• Aadhaar card
• Ration card
• Residence certificate
• Income certificate
• Bank account details linked with Aadhaar and passbook
• Mobile number
• Passport-sized photograph
• Caste certificate

How to Apply for PM Vishwakarma Yojana

To apply for the PM Vishwakarma Yojana, you need to have a CSC Jan Seva ID, which is necessary for registration. If you do not have a CSC ID, you can apply at your nearest Jan Seva Kendra. If you have the ID, follow the steps below:

1. Click the link provided for PM Vishwakarma Yojana Login in the ‘SOME USEFUL IMPORTANT LINKS’ section.
2. You will see several options; select the ‘CSC LOGIN’ option.
3. Click on the ‘CSC Register Artisans’ option.
4. A new page will open where you need to log in with your ID and password.
5. Verify your mobile number and Aadhaar card to begin the registration process.
6. Fill in all necessary information in the registration form.
7. Upload the required documents.
8. Click on the submit option.

This completes your online application process for the PM Vishwakarma Yojana.

How to Log In to PM Vishwakarma Yojana

To log in, you must be registered. If you haven’t registered, follow the registration process mentioned above. If you have already registered:

1. Click the link for PM Vishwakarma Yojana Login in the ‘SOME USEFUL IMPORTANT LINKS’ section.
2. A login page will open where you need to enter your mobile number and captcha.
3. You will receive information related to training, and you will also be provided with a PM Vishwakarma Scheme certificate during the training.

Who Can Benefit from PM Vishwakarma Yojana?

According to the information available, the following traditional trades will be covered under the PM Vishwakarma Yojana:

• Carpenters, boat makers
• Weapon makers
• Blacksmiths, hammer and tool kit makers
• Lock makers
• Goldsmiths
• Potters
• Laundry workers
• Sculptors
• Stone cutters
• Cobbler
• Masons
• Basket, mat, broom makers, and coir weavers
• Traditional doll and toy makers
• Barbers
• Garland makers
• Laundry workers, tailors, and fishing net makers, etc.

FAQ

• What is the PM Vishwakarma Yojana?
  The Vishwakarma Yojana provides loan assistance of up to ₹3 lakh in two installments at a 5% interest rate to strengthen the ‘Guru-Shishya’ tradition among artisans and craftsmen.
• How much loan will beneficiaries receive under the Vishwakarma Yojana?
  Beneficiaries will receive a loan of ₹1 lakh and ₹2 lakh in two installments at a 5% interest rate.
• What will beneficiaries receive under the PM Vishwakarma Yojana?
  Along with a loan of up to ₹2 lakh, artisans and craftsmen will receive skill training programs, a stipend of ₹500 per day, and assistance of up to ₹15,000 for purchasing modern tools, along with a ‘PM Vishwakarma Certificate’ and ID card for recognition.
• When did the PM Vishwakarma Yojana start?
  The scheme commenced on September 17, 2023.
• What is the objective of the PM Vishwakarma Yojana?
  The government’s aim is to provide financial assistance to artisans and craftsmen, enhance the quality of their products and services, and connect them with both domestic and global markets.
• How to apply for the PM Vishwakarma Yojana?
  You need to wait a little longer as the government has not yet initiated the application process. We will provide detailed information about the process as soon as it starts. Please keep visiting our site yojana.me for updates.